October 14, 2019

Snow Removal Insurance for Contractors

Snow Plow Insurance for Landscape ContractorsThe Commercial Agency, Inc. insures many landscape contractors that also do snow removal work.  The Agency has been handling this coverage for many years, for many clients.  We are experienced!

Over the last year, the insurance market for snow removal contractors has severely constricted due to increased claims activity.  We agree that many of these claims may be frivolous, but unfortunately, we now live in a litigious society!

The Commercial Agency, Inc. represents most, if not all, of the top insurance carriers.  Additionally, we have access to the most competitive programs and companies offering such coverage.

Please contact us today to discuss this coverage.  The earlier you start, the better, so that we can explore all available options and get the best available deal for you.

There are many risk management techniques you can incorporate in your business operations as a landscape contractor/snow removal contractor to make your account more marketable to insurance companies.  Some of those techniques include the following:

  • Incorporate and review Snow Removal/Maintenance Contracts with counsel that limit your liability
  • Use proper risk transfer techniques with Subcontractors (including indemnity agreements and certificates of insurance/additional insured)
  • Document and investigate claims and share that information with your insurance carrier
  • Incorporate Property Inspection Forms
  • Maintain Incoming Call logs

We can help you incorporate these strategies!  Please contact Ken or Steve Cerullo for a Free Consultation!  Our telephone number is (201) 391-1324 and our email addresses are kennethc@thecommercialagency.com and stephenc@thecommercialagency.com.

FOR A QUICK QUOTE- Fill out our Snow Plowing Questionnaire and email back to kennethc@thecommercialagency.com or fax to (201) 391-0861.